How Pooled Employer Plans Help Reduce Employer Fiduciary Liability

Running a 401(k) plan puts business owners and executives on the hook for ERISA fiduciary duties that carry real legal consequences. Pooled Employer Plans (PEPs) offer a structural solution by shifting many plan-level administrative and investment responsibilities to a professional Pooled Plan Provider (PPP) and other designated fiduciaries, leaving the employer with a narrower, more Read More…

Understanding ERISA Fiduciary Responsibilities: Key Insights and Risks

If you sponsor a retirement plan, you may be an ERISA fiduciary based on the functions you perform, not simply your job title. That status carries specific duties to act prudently, put participants’ interests first, monitor plan costs and service providers, and follow the plan’s governing documents. For employers, the practical challenge is not only Read More…

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