Quintes 401(k) Pooled Employer Plan (PEP)
A Pooled Employer Plan (PEP) is a single 401(k) plan that allows multiple, unrelated businesses to participate together. A pooled plan provider (PPP) takes on key roles such as plan sponsor, named fiduciary, and administrator, so much of the compliance, reporting, and oversight is handled on your behalf. The result is a streamlined, modern approach that makes it easier for businesses of any size to offer a high-quality retirement plan with reduced administrative responsibility.
A Pooled Employer Plan (PEP) lets multiple businesses join a single, professionally managed 401(k):
No need to run your own standalone plan
Lower administrative burden
Access expert plan management
Give your team the tools to build their financial future:
Attractive retirement benefits for employees
Encourages long-term loyalty
Helps your business stand out as an employer
Thanks to the SECURE Act:
Joining a PEP is simpler and more accessible
Many previous hurdles have been removed
Participating in a shared plan provides:
Reduced administrative complexity and cost
Access to a wider range of investment options
Fiduciary responsibilities handled by experts
Peace of mind for employers of any size
The Quintes 401(k) PEP delivers a simple, expertly managed retirement plan that supports your employees’ futures and your business goals.