Today we are going to focus on your employees. Specifically, we will discuss how they can improve their investment outcomes. One of the things your employees can do is automatic rebalancing. This is a process to reallocate your assets within a portfolio to stay in line with predetermined percentages. Rebalancing makes sure that there is Read More…
Creating a diverse 401(k) lineup will help you minimize risk and maximize market opportunity. But how is this achieved? The first rule of diversifying your 401(k) lineup is to invest in a broad range of asset classes that behave differently in different markets. To start, let’s talk about the two types of mutual funds to invest Read More…
Offering a retirement plan is a major benefit businesses can offer to their employees; yet I often come across clients who have lower-wage employees who do not participate. Most business owners assume their lower-wage employees don’t elect to participate in a 401(k) plan simply because they cannot afford to, but in reality the the lack Read More…