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The Quintes Blog
Your employees deserve every opportunity to reach their goal of an ideal retirement – and the Quintes blog is part of our goal to inform both employers and employees of the options and choices available to make confident financial decisions for the future.
Running a 401(k) plan can require substantial time, coordination, and specialized expertise. For small and mid-sized employers, administrative responsibilities can place a significant burden on business owners and HR teams that are already managing many competing priorities. Pooled Employer Plans (PEPs) change that equation by allowing unrelated employers to participate in a professionally managed retirement Read More…
Running a 401(k) plan puts business owners and executives on the hook for ERISA fiduciary duties that carry real legal consequences. Pooled Employer Plans (PEPs) offer a structural solution by shifting many plan-level administrative and investment responsibilities to a professional Pooled Plan Provider (PPP) and other designated fiduciaries, leaving the employer with a narrower, more Read More…
If you sponsor a retirement plan, you may be an ERISA fiduciary based on the functions you perform, not simply your job title. That status carries specific duties to act prudently, put participants’ interests first, monitor plan costs and service providers, and follow the plan’s governing documents. For employers, the practical challenge is not only Read More…
If you run a business and are comparing a Pooled Employer Plan with a traditional 401(k), the decision is less about giving up control and more about deciding who should carry the administrative and fiduciary workload. A well-structured Pooled Employer Plan can reduce the responsibilities handled internally while still giving an Adopting Employer meaningful flexibility Read More…
If you are a business owner or HR leader looking for a smarter way to offer a 401(k) plan, you have likely heard the term “Pooled Employer Plan” more than once in recent years. These plans have quickly become one of the most talked-about developments in the retirement industry, and for good reason. They promise Read More…
