Understanding Volatility in Your 401(k) to Avoid Excessive Risk

Today we are continuing our series on how to structure a successful 401(k) plan for you and your employees. Specifically, we are talking about risk reduction and what it means to re-balance your 401(k) account so you can keep your portfolio in line with a predetermined growth strategy. To understand how to avoid risk, you Read More…

What Do Rodeos and Retirement Plans Have in Common?

Today we are on-site at the California Rodeo Salinas, home of the biggest rodeo in California.  It was known as a “Wild West Show” back in 1911 when it began. So what does the Rodeo and Retirement Plans have in common? On June 21, the Fifth Circuit Court of Appeals issued its mandate vacating the Read More…

The Power of Stretching the Match Formula

Welcome back to our series on our book, “The Quintessential 401(k).” Today we’re going to discuss a cool plan design concept that will incentivize your employees to save more. So what is the best way to design a retirement plan so that employees have enough money to retire? One of the ways we help our Read More…

How Auto-QDIA Helps Employees With Investment Decisions

We’re going to continue the conversation on automatic features by discussing automatic QDIA, or qualified default investment alternative, and how it can help your employees with their investment decisions while providing you protection as the plan sponsor fiduciary. Before we get started, if you are interested in learning about our process to structure a successful Read More…

How Can Automated Solutions Improve Your Current Plan?

Automating your employees’ savings and investment decisions can significantly impact your employees’ retirement nest egg. Today, we will be going over four ways to automate your plan. Before we get into our main topic, click here for a free copy of our book “The Quintessential 401(k).” The information in this book will help you learn Read More…

3 Types of Investor Emotions

How do emotions impact investment decisions? The concepts we’re about to cover may change the choices you give your employees to help them achieve a healthier financial result for their future. But before we get into that, if you are interested in learning about our process to structure a successful retirement program, click here for Read More…

Help Your Employees Save for Retirement With the Rule of 72

How much do your employees need to save for retirement? As a rule of thumb, they should save a minimum of 10%. Some will need to save a higher percentage if they do not have other savings or investments or started saving late, while others may need to save less if they have other outside Read More…

America’s Savings Crisis: What Can We Do About It?

Welcome to our series, where we will be offering up our secrets to creating successful retirement outcomes for you, as the plan sponsor fiduciary, and your employees. Today we’re going to explain why America has a savings crisis and the process we’re proposing to support your employees’ ability to secure retirement outcomes for themselves and Read More…